Friday, January 2, 2015

January Mortgage Update

Breakdown of Extra Money

  • Selling $136
  • Rebate $5.29
  • Sell Books- $41.64
  • Selling cds- $18.43 I used decluttr
  • Change- $15


Since our update in December, we have been able to pay $640 from our principle. Giving us a total of $3,943 for our 2nd year so far. $2,957 to go before next July in order to hit our goal of 6 grand this year. 

I stocked up a decent amount in December as far as groceries go, so I am hoping to buy just the essentials at the grocery store this month and use what I save to help with the mortgage. 

We are $57 away from our next $1,000 mark. I really wanted to walk back into the bank and just pay that amount so that we could mark off the next block on our visual countdown. I didn't, but we will get to that soon! 


  1. Great job, Lydia! I like the way you share how you've earned extra money, too. It gives me ideas. :)

    1. Thanks, Sandra. That is part of the reason that I share them. I need to do better at keeping track.

  2. Way to go! Do you color in cubes for every thousand dollars too?? Do you guys do any sort of mini celebration at some of your marks?

    1. Well we don't color in, just cross off. But yes for every $1,000. Love it! I have a box that I think we have 3k to get to and we are rewarding ourselves with a night away. Do you all do any kind of mini celebration?

  3. Way to go, Lydia! I hope you were able to hit your goal of 6 grand this year. It’s a good thing that you’re tracking every dollar you allot for the payment. That scheme will help you estimate the remaining time and budget you have to work with for this mortgage. More power to your saving plans!

    Tasha Reeves @ WCMTG


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