Tuesday, June 30, 2015

July Mortgage Update- 2 Years in to Pay Off

I can hardly believe that we have been in our house for two years already. Time flies! 

We did get a 30 year mortgage, but over the last two years have been able to get down to 22 years! I found this pay off calculator and had some fun plugging in numbers. 

Another cool thing is that we are now paying $40 less in interest and more in principle each month. Thankful for the extra help in paying off our mortgage! 

Breakdown of Extra Money
  • $14.90- selling books
  • $3- pattern sales on craftsy
  • $75- selling on ebay
  • $25.60- selling on etsy
  • $15- selling on facebook

Totals

Since our update in June, we have been able to pay $619 from our principle. Giving us a total of $6,791 for our year.


I have found some podcasts this month that have been encouraging. If you enjoy podcasts, I encourage you to check them out over at hisandhermoney.com. Debt free stories are encouraging to me!

Sunday, June 28, 2015

Cozy Up With Some Good Books

Jesus Calling for Little Ones is a perfect little book for my daughter right now. At almost a year, she is grabbing at pages and turning them. This can result in ripped pages! This book has thick pages that she can turn on her own. The pictures also attract the eye.

I like that on each page there is a Bible verse. There is also a section on each page that is in red that pulls out the main theme of the page. Have you ever been there that you are reading a little kids book and you are thinking about what all you need to do? This helps in cases like this to keep your focus.

Thanks to BookLook Bloggers for a copy of Jesus Calling for Little Ones in exchange for an honest review. We will have this book for many years to come.

The Wonder of His Name: 32 Life-Changing Names of Jesus is one of those books that I could cut apart and hang the pictures on the wall. Oh, I so sound like my Grandma! The calligraphy that is done in the book is great.

I think this book would make for a perfect coffee table book. The descriptions of the name of God are concise, but they still include a lot of details about what the names of God mean.

Thanks to Moody for a copy of The Wonder of His Name.


I accidentally requested The Midwife's Tale as an ebook. I have never read an ebook before, and I didn't like that I couldn't as easily curl up on the couch with this book. Needless to say, if this book wasn't any good, I probably wouldn't have kept reading the book.

I did enjoy hearing about what all is involved in a Midwife's life in this time period. Let me just say that as someone is pregnant right now, I am glad that I don't live in this time period. Who knew that blood letting was a common practice among pregnant women? Talk about being tired. I am pretty sure, I would be way tired!

Thanks to Bethany House for a copy of The Midwife's Tale.

Wednesday, June 24, 2015

4 Things I Am Thankful For Today

You know, when you decide to look on the positive, there is always something to be thankful for around us! I decided to make a list of a few things that I am thankful for today.

1. I am thankful for a loving father and husband. This picture was taken on Father's Day. What a blessing this man is in my life. I wouldn't want to even begin to go through life without him.


2. I am thankful for fresh produce from the garden. Healthy, yummy eating!


3. Blackberries that God provided in the woods! I am excited about more that are to come. I think I am going to make some kind of jam out of them.  


4. I am thankful for this growing belly, cause it means that the little one inside is growing strong. 


What are you thankful for today?

Monday, June 22, 2015

God Blesses Even When We Don't Deserve It

I have to be honest, I have really been struggling with my attitude recently about a certain situation. I know I need to give up some things to fix the problem, but do you know how hard that is when you really want to remain in your bad mood? Have you even been there?

God and I were having a talk the other day while I was doing things around the house, and I was telling God that I could really use some encouragement. I was thinking, I would love to get a letter in the mail that was encouraging. Just a few days later, God worked in a way that I never would have imagined. I do love when that happens.



I went to the mailbox and saw a letter from a friend from back in my high school days. Inside was a letter saying that she remembers the struggle of trying to get debt free and wanted to do something to bless us in the middle of us trying to get debt free. Encouragement in my mailbox? God is good!

Then on top of that, there was another envelope inside. I saw a gift card to one of my favorite coffee shops where I would love to get fresh roasted coffee, but we have chosen not to in order to try to pay off our mortgage. I glanced at the gift card and saw $10. I thought, awesome! Free coffee! I looked at the gift card again and realized that I missed a zero. $100 worth a free coffee. Needless to say, I was a little in awe.

I could not help but stop and think what a great God that I serve. He laid it on my friend's heart to bless, and she was obedient to what God was calling her to do. I have to admit, God used this to help change my attitude. I know I will need to keep working on my attitude...may even have to today! When I struggle, I will have to drink a cup of coffee and realize that God really does care about me.

Things I learned through this blessing:

1. God blesses us even when do not deserve to be blessed.

2. I want to be debt free so that I can more easily bless others, just like this friend was to me.

3. I am super thankful for friends who listen to what God is calling them to do. Without obedience, I wouldn't be blessed.

I now have this card hanging next to our visual of how far we need to go to paying off our mortgage on our fridge.

Wednesday, June 17, 2015

Cozy Up With Some Good Books

When I first opened the book, Believe Storybook, I fell in love with all the pictures. Definitely a fun book just to look through.

This book is divided up into chapters that ask questions about the spiritual life. Things like what is eternity and how do I know what God wants me to do. In every chapter, there is an Old Testament story, a transition section to the New Testament, a New Testament story, and section on what Jesus would think. If I were to choose an age group for this book, it would be about 2nd to 4th grade.

We will probably just read the stories to Esther for now, and let her grow into the other sections.

Thanks to BookLook Bloggers for a copy of Believe Storybook in exchange for an honest review.



One of my favorite aspects of the book is that it explains all of the tests and procedures that are happening. I remember with Esther going to the lab and asking the lady what the tests were for. She didn't know. I should have paid more attention at the ob. This book would have been helpful at figuring those out.

I also liked how each section had size of baby and how you may be feeling.  

Thanks to Bloggin for Books for a copy of this book.

Saturday, June 13, 2015

Happy Birthday, Grandma Kalb!

Oh, how I wish that I could celebrate Grandma Kalb's birthday with her. I know that she is celebrating with Jesus, which is far more precious. I would love if Scott and Esther could meet her.

There are some memories about Grandma Kalb that are precious to me. One of them being that every year at Christmas, she would sing Silent Night in German.

One year, Grandma Kalb fell shortly before Christmas and broke her shoulder, so we didn't celebrate Christmas that year. We did decide to celebrate Christmas on her birthday and that was a tradition that stuck. I wish our full extended family would get together again!

In honor of Grandma Kalb's birthday, I would like to share a few videos that are precious to me .




Monday, June 8, 2015

Happy 11 Month Birthday, Esther!




Weight: 18.5 pounds

Likes: You love to play with your stacking cups.

You are really starting to enjoy eating. You love ice cream!

DislikesYou hate when you poop. Usually, you end up screaming. 

Firsts & Milestones: You are now up to two teeth. 

You have started to attempt to walk when you are held up.

You have your own version of clapping and giving hugs. 


I didn't do the best at taking pictures this last month, and most of these aren't the best quality. 








You can see Esther's 10 month post here. And while you are at it, check out her 1 month post! What a difference 10 months has made!






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